Acquirer and Bank Onboarding Team Lead

At Libernetix, we’re revolutionizing global payments by blending cutting-edge technology with deep industry expertise. Our solutions empower businesses to scale seamlessly across jurisdictions. If you thrive at the intersection of product, technology, and operations, we’d love to hear from you!

We are looking for a seasoned professional to join our team as a Team Lead, leading and optimizing the onboarding process for high-risk clients, including VASPs and other complex entities.

This role requires deep expertise in regulatory compliance (KYC, KYB, AML), banking processes, and international licensing standards.

The ideal candidate will bring strong leadership, hands-on experience, and a proactive mindset to drive seamless onboarding, build strong relationships with partners and regulators, and ensure operational excellence in a fast-paced, high-risk fintech environment.

Bank Integration & Onboarding:

• Launch and manage integration processes with banks, acquirers, and financial institutions.
• Define and align on key banking requirements, integration expectations, and the company’s technical and compliance capabilities.
• Coordinate all onboarding stages: collection, preparation, and submission of complete documentation packages.
• Maintain communication with banks until account opening and onboarding are fully completed.

Documentation Management:

• Prepare and structure compliance reports, financial statements, processing history, and other regulatory documentation for banks, acquirers, and supervisory authorities.
• Collect and manage contracts, agreements, and accounting documents required for onboarding and ongoing operations.
• Respond to requests from banks and regulators during onboarding and operational activities.
• Ensure all documentation is up-to-date, complete, and compliant with regulatory requirements.

Collaboration & Communication:

• Work closely with cross-functional teams: commercial, IT, legal, and senior management.
• Conduct negotiations with banks, acquirers, and financial institutions regarding onboarding and regulatory processes.
• Provide consulting on regulatory requirements for financial companies, VASPs (Virtual Asset Service Providers), and crypto exchanges.
• Maintain and develop strong, long-term partnerships with banks and financial institutions.

Requirements:

• Minimum 4 years of experience in fintech, EMI, or PSP companies - preferably those working with high-risk clients or VASPs.
• In-depth knowledge of KYC, KYB, AML procedures, as well as safeguarding, and other regulatory requirements relevant to VASP and high-risk operations.
• Good understanding of EU regulatory frameworks (e.g., MiCA, FCA requirements) and willingness to quickly learn Canadian regulatory specifics (e.g., MSB licensing, FINTRAC, local banking practices).
• Strong understanding of banking and regulatory processes, particularly in the context of complex or non-standard cases.
• Familiarity with payment industry workflows and mechanisms. Experience in acquiring is a plus, but not strictly required.
• Hands-on experience in preparing documentation packages for onboarding, account openings, and direct communication with regulators, banks, and acquirers.
• Practical knowledge of VASPs, their licensing standards, and regulatory obligations.
• Fluent English (written and spoken).

Key Competencies:

• Excellent communication skills and the ability to build relationships with banks, internal teams, and regulators.
• High attention to detail and the ability to structure complex processes efficiently.
• Ability to analyze regulatory risks and respond effectively to complex requests.
• A hands-on mindset - someone who’s not afraid of manual work (e.g., preparing or fixing documents), jumping in where needed, or temporarily covering teammates during absences or spikes in workload. Ability to lead by example and set a high standard of execution.

Leadership Qualities:

• Capable of supporting and developing a team, serving as a reliable and inspiring leader.
• Organize onboarding and banking processes to improve efficiency.
• Communicate ideas clearly and effectively; actively listen to team members and partners.
• Make balanced decisions by assessing risks and identifying optimal solutions.
• Help the team and company adapt to regulatory and operational changes.

Perks:

• Competitive salary
• Impactful Work: Contribute to a groundbreaking fintech project in e-commerce.
• Cutting-Edge Technology: Utilize the latest tools to optimize your work.
• Professional Growth: Explore career development opportunities within our rapidly growing team.
• Social Benefits: Receive a 150 EUR monthly allowance for education, sports, and health.
• Paid Lunches: Enjoy daily meals to recharge your energy.
• Work from Stunning Offices in Riga or Limassol.
• Exceptional Company Culture: Join a supportive team that values innovation, collaboration, and growth.